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Activity 310 (Elevation Certificates) - Maintaining construction certificates and making them available to the public.

Overview of Activities Credited Under the CRS Public Information Points are awarded for engaging in any of 19 creditable activities, organized under four categories: CRS CreditĪ community accrues points to improve its CRS Class rating and receive increasingly higher discounts. A list of CRS communities is available on the CRS webpage. The data contained in this fact sheet were current through April 2021. Each CRS Class improvement produces a 5% greater discount on flood insurance premiums for properties in the SFHA.ĬRS Class changes occur on April 1 and October 1 of each year. As a community engages in additional mitigation activities, its residents become eligible for increased NFIP policy premium discounts. Today, most communities enter the program at a CRS Class 9 or Class 8 rating, which entitles residents in Special Flood Hazard Areas (SFHAs) to a 5% discount on their flood insurance premiums for a Class 9 or a 10% discount for Class 8. The CRS uses a Class rating system that is similar to fire insurance rating to determine flood insurance premium reductions for residents. Encourage a comprehensive approach to floodplain management.Strengthen and support the insurance aspects of the NFIP.Reduce flood damage to insurable property.Under the CRS, flood insurance premium rates are discounted to reward community actions that meet the three goals of the CRS: These CRS communities have over 3.6 million policyholders, accounting for more than 70% of all NFIP flood insurance policies. The CRS has 1,520 communities throughout the United States that participate in the program by implementing local mitigation, floodplain management, and outreach activities that exceed the minimum NFIP requirements. Over 1,500 Communities Participate in the CRS Any community fully compliant with NFIP floodplain management requirements may apply to join the CRS. The National Flood Insurance Program (NFIP) Community Rating System (CRS) was implemented in 1990 as a voluntary program for recognizing and encouraging community floodplain management activities that exceed minimum NFIP standards.